Pay as you go
$0 per month
- $10 of free usage every month
- No card to start
- Pay per row at the prices below
- Cost on every response
Pricing
Pay for the data you get.
Pay as you go, or subscribe for credits every month. You pay per row returned. Empty results and errors are free.
Subscription
$200 per month
- 250 credits every month ($250 of usage)
- Usage after that at the prices below
- Every API and MCP call, same price
- Cost on every response
Enterprise
Custom
- Invoice billing
- SSO and team controls
- Custom rate limits and SLAs
- Your own data alongside ours
Prices
One row is one returned item: a filing, a file, a form, a letter, a NAIC row. The request price applies once per call that returns data.
| Operation | per request | per row | |
|---|---|---|---|
| Filings | Search filingssearchFilings | $0.02 | $0.003 |
| List and read filingslistFilings · getFiling · listFilingFiles | — | $0.003 | |
| Forms and rate impactlistFilingForms · getFilingForm · getFilingRateImpact | — | $0.01 | |
| Files | File detailsgetFile | — | $0.003 |
| Download a filedownloadFile · one row per download | — | $0.02 | |
| File textgetFileText · one row per 64 KiB chunk | — | $0.01 | |
| Carriers | NAIC results and financialsstate and line results, licenses, loss development | $0.02 | $0.05 |
| Regulation | Search regulatory documentslistRegulatoryDocuments · request fee only with a query | $0.02 | $0.003 |
| Regulatory text and requirementsgetRegulatoryDocumentText · requirements | — | $0.01 | |
| Objection letterslistFilingObjections · getFilingObjection | — | $0.01 | |
| OSHA | Match employers, search narrativesmatchEmployers · searchOshaNarratives | $0.02 | $0.003 |
| Employer safety profilegetEmployerOshaProfile · all years in one row | — | $0.10 | |
| Other OSHA readsemployers, sites, events, incidence rates | — | $0.003 |
Data comes from public records: state rate filings (SERFF and Florida IRFS), NAIC statutory statements and OSHA. Use is subject to the Terms of Service and Privacy Policy.
Always free
- Carrier, group, MGA and product directory
- Webhook endpoints and deliveries
- Empty results and errors, including rate limits
- Files your organization uploaded
Estimate
What would a month cost?
Move the numbers. The estimate uses the prices above.
FAQ
Billing questions
Is one credit one dollar?
Yes. Your balance and every response header show credits, and one credit is one US dollar.
Do I pay for the rows I ask for, or the rows I get?
The rows you get. A page of 50 rows costs the same with limit=50 or limit=200.
Does a call through MCP cost more?
No. An MCP tool call costs the same as the same call over HTTP.
How do I see what a call cost?
Every charged response has an x-effective-credits header. MCP tool results report the same amount.
How does the subscription work?
You pay $200 each month and get 250 credits. Calls use those credits first. After that, you pay for usage at the same prices as pay as you go.
Can I cap my spend?
Not yet. Every charged response shows its cost in the x-effective-credits header. Spend caps and alerts are planned.
What happens to the free $10?
It resets on the first of each month. Unused free usage does not carry over.