# Connect your agent to insurance market data

One remote MCP server: `https://mcp.effectiveai.app/api/mcp/v2`. Chat clients sign in with OAuth, so you paste no API key.

## Claude

```
# Claude Code
claude mcp add --transport http effective https://mcp.effectiveai.app/api/mcp/v2
# then run /mcp, choose effective, sign in

# Claude app: Customize → Plugins → Discover → Effective → Add
```

## ChatGPT

1. Open the Effective plugin in ChatGPT and add it.
2. Sign in to Effective and approve access.
3. The same plugin works in Codex.

## Any MCP client

```
Server URL:  https://mcp.effectiveai.app/api/mcp/v2
Transport:   Streamable HTTP
Auth:        OAuth (browser sign-in)
```

## Tools

- `discover`: ranks the endpoints and guides for a task, in plain words. Start here.
- `inspect`: shows an endpoint's inputs before you call it.
- `list`: searches and lists filings, carriers, documents and rows.
- `read`: reads one item or its full text, with a link to cite.

## Sign in agents on servers and in CI

An agent on a server or in a CI job can't open a sign-in page. It shows you a short code. Enter the code in your browser to approve the agent. The agent then gets its own API key. Instructions for agents: https://docs.effectiveai.app/getting-started/agent-setup.md

## Prompts to try

- Which carriers filed Texas homeowners rate increases this year? Cite the filings.
- Compare premiums and losses for two carriers in Ohio for the same year and line.
- Find homeowners filings about roof exclusions and quote the form language.
- What did the New York DFS object to in recent auto filings?

## For agents

- API reference (OpenAPI): https://docs.effectiveai.app/openapi.json
- Docs index for LLMs: https://docs.effectiveai.app/llms.txt
- Connect an agent (instructions written for agents): https://docs.effectiveai.app/getting-started/agent-setup.md
- MCP server: https://mcp.effectiveai.app/api/mcp/v2 (Streamable HTTP, OAuth sign-in)
- API base URL: https://api.effectiveai.app/api/v2 (Bearer API key)